The BIC is required to be included in all messages between the banks using the Swift network. Not having it handy meant the funds transfer was delayed. If you have need to send money from one bank to another especially for international transfers, a SWIFT code is required. Overhaul of key subject sections to meet users' needs Certain subject areas within the BIC scheme have come in for particular criticism, as being outmoded or generally unsuitable for the users' needs. There you need specific bank and its code, before you include the branch and beneficiary account information so the funds can be sent.

CountryCityBank NameBranchSWIFT
United Kingdom London Wachovia Bank NA Wachovia Bank NA PNBPGB2LXXX
China Shanghai Wachovia Bank NA Wachovia Bank NA PNBPCNSHXXX
Japan Tokyo Wachovia Bank NA Wachovia Bank NA PNBPJPJXXXX
Korea Republic of Seoul Wachovia Bank NA Wachovia Bank NA PNBPKRSXXXX
Taiwan Taipei Wachovia Bank NA Wachovia Bank NA PNBPTWTPXXX
 
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