The IBAN validator will also decode and identify the country, bank and branch routing details, and bank account number of any valid IBAN. In March 2007 the TitlePage database was upgraded to accept these new codes and we strongly encourage publishers to convert your codes as soon as possible and start using Version 2 codes. The Committee of European Securities Regulators (CESR) had originally wanted each competent authority (CA) to collect this information and share relevant reports with other CAs by November 2008, one year after MiFID went live. SWIFT is the process the Commonwealth Bank uses to send money overseas (similar to BPay used for domestic payments) and a BIC is the code that the SWIFT system uses to identify banks worldwide. If you have need to send money from one bank to another especially for international transfers, a SWIFT code is required.

Country	City	Bank Name	Branch	SWIFT
Ireland	Rathfarnham	VFI Credit Union Limited	VFI Credit Union Limited	VFCUIE21XXX