Electronic account-to-account transfers are often called wire or ACH transfers in the USA. These 'BIC12's are not part of the ISO standard, and are only relevant in the context of the messaging platform. A BIC can be combined with the details provided by the IBAN to provide automated international funds transfers. BIC (business industry classification) codes easier to find You'll be able to find your BIC (business industry classification) code and business description more easily following an upgrade to the business description website. But if your asking customers to pay you via bank transfer they may request it.

CountryCityBank NameBranchSWIFT
Italy Bologna Unipol Merchant SPA Unipol Merchant SPA UMRCIT21XXX
 
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