The codes can sometimes be found on account statements. €™s sending bank is in another country. ISO 9362 (also known as SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is a standard format of Bank Identifier Codes approved by the International Organization for Standardization (ISO). SWIFT is the process the Commonwealth Bank uses to send money overseas (similar to BPay used for domestic payments) and a BIC is the code that the SWIFT system uses to identify banks worldwide.

CountryCityBank NameBranchSWIFT
Germany Erlangen Stadt UND Kreissparkasse Erlangen Stadt UND Kreissparkasse Erlangen BYLADEM1ERH
 
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