Overhaul of key subject sections to meet users' needs Certain subject areas within the BIC scheme have come in for particular criticism, as being outmoded or generally unsuitable for the users' needs. Fortunately, all banks doing regular international business have their full BIC details listed in the SWIFT online database shown above; access is free. These 'BIC12's are not part of the ISO standard, and are only relevant in the context of the messaging platform. Nedbank is a primarily South African bank, with its head office in Johannesburg. Sometimes when you send money, bank staff may look them up for you so you may not be aware.

Country	City	Bank Name	Branch	SWIFT
Denmark	Fuglebjerg	Sparekassen DEN Lille Bikube	Sparekassen DEN Lille Bikube	LIBIDK21XXX