EDWARD MATTHEW JONES or XYZ PTY LTD. SWIFT is the process the Commonwealth Bank uses to send money overseas (similar to BPay used for domestic payments) and a BIC is the code that the SWIFT system uses to identify banks worldwide. For an international bank transfer, you need a SWIFT Code (BIC Code) and the IBAN Code. The IBAN Code is an international bank account number and consists of the Bank Sort Code and the account number.

Country	City	Bank Name	Branch	SWIFT
Switzerland	Zurich	Schroder and CO Bank AG	Schroder and CO Bank AG	BJHSCHZZXXX
Switzerland	Geneva	Schroder and CO Bank AG	Schroder and CO Bank AG	BJHSCHZZGVA