SWIFT is the process the Commonwealth Bank uses to send money overseas (similar to BPay used for domestic payments) and a BIC is the code that the SWIFT system uses to identify banks worldwide. A BIC is one of the most common forms of bank code used to identify individual banks. It is the unique identification code of a particular bank. The mission is to have a shared worldwide data processing and common protocol for international financial transactions. Please note the different syntax of the IBAN countries To calculate an IBAN Code, please feel free to use our IBAN calculator.

Country	City	Bank Name	Branch	SWIFT
Germany	Frankfurt	RTR Reuters Realtime Daten	RTR Reuters Realtime Daten	XRTRDEF1XXX