BIC + IBAN is not available in the United States of America, nor is it likely to be, with the decentralized structure of the US banking system and lack of nationwide banks. However, the FSA and approved reporting mechanisms (ARMs) have found the practical reality of implementation is much harder than first thought. SWIFT is the abbreviation of the Society for Worldwide Interbank Financial Telecommunication. You search for a SWIFT Code, BIC Code, Sort Code ? Overhaul of key subject sections to meet users' needs Certain subject areas within the BIC scheme have come in for particular criticism, as being outmoded or generally unsuitable for the users' needs. Free cross border IBAN bank transfers within EU countries.

Country	City	Bank Name	Branch	SWIFT
United Arab Emirates	ABU Dhabi	Royal Capital Pjsc	Royal Capital Pjsc	RCADAEAAXXX