BIC + IBAN international bank transfers are faster, more efficient, and low-cost as they are sent directly through the SWIFT interbank network without using intermediary banks (who deduct charges or fees for their service). Beneficiary's account number (Note, IBAN is mandatory if sending to a country in the European Union. Overhaul of key subject sections to meet users' needs Certain subject areas within the BIC scheme have come in for particular criticism, as being outmoded or generally unsuitable for the users' needs. Please note the different syntax of the IBAN countries To calculate an IBAN Code, please feel free to use our IBAN calculator.

Country	City	Bank Name	Branch	SWIFT
Russian Federation	ST Petersburg	Petersburg 039 S Citybank	Petersburg 039 S Citybank	PECIRU21XXX