This delay is not the first that the FSA has been forced to announce (see our coverage here): the launch has been delayed for nearly two years, as the regulator has struggled to get its current surveillance system up to scratch in order to be able to process transaction reports for AII transactions. You need to enter the codes when, for example, registering for GST or completing an annual tax return. Fortunately, all banks doing regular international business have their full BIC details listed in the SWIFT online database shown above; access is free. The PIN code is required and refers to the actual branch location. If you're asked to provide a clearing code for your payment into BNZ, please use: NZ02nnnn - where nnnn is your four digit branch number (see domestic account number formats below).

Country	City	Bank Name	Branch	SWIFT
Macedonia The Former Yugoslav Republ of	Ohrid	Ohridska Banka A D Ohrid	Ohridska Banka A D Ohrid	OHRDMK22XXX