Free cross border IBAN bank transfers within EU countries. Nedbank is a primarily South African bank, with its head office in Johannesburg. The missing digits are replaced with XXX and directed through the head office of the bank to the right branch. BIC have released a new set of codes (BIC Version 2) for categorising titles.

CountryCityBank NameBranchSWIFT
Indonesia Jakarta Kapitalindo Utama PT Kapitalindo Utama PT KAPUIDJ1XXX
 
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