It is not the only coding system for banks - individual countries also have their own sets of codes which are used to identify banks in national interbank business. When you send an international SMS. August 2002, and which was limited to minor additions and relocations. Institutions send each other messages over the network to confirm trades or to expect a wire transfer as examples. You wish to send money to some person overseas, withdraw money from any payment portal or making purchase payment via online banking.

Country	City	Bank Name	Branch	SWIFT
Malaysia	Kajang	JF Apex Securities Berhad	JF Apex Securities Berhad	APEXMY21XXX