BIC + IBAN international bank transfers are faster, more efficient, and low-cost as they are sent directly through the SWIFT interbank network without using intermediary banks (who deduct charges or fees for their service). BIC + IBAN is not available in the United States of America, nor is it likely to be, with the decentralized structure of the US banking system and lack of nationwide banks. BIC Subject Codes A key part of the ONIX project is to ensure that BIC, the international subject classification standard, meets the requirements of the Australian industry. The mission is to have a shared worldwide data processing and common protocol for international financial transactions. In that case, let me just show you how and give a shortcut to you instead.

Country	City	Bank Name	Branch	SWIFT
Korea Republic of	Seoul	DAE YU Securities CO LTD	DAE YU Securities CO LTD	DAECKRS1XXX