SEPA payments require both BIC and IBAN. €™s reference number (FRN). ISO 9362 (also known as SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is a standard format of Bank Identifier Codes approved by the International Organization for Standardization (ISO). Sometimes when you send money, bank staff may look them up for you so you may not be aware.

CountryCityBank NameBranchSWIFT
United Arab Emirates Dubai Credit Agricole Cheuvreux Middle East Credit Agricole Cheuvreux Middle East CACHAEA1XXX