The missing digits are replaced with XXX and directed through the head office of the bank to the right branch. Beneficiary's account number (Note, IBAN is mandatory if sending to a country in the European Union. Not having it handy meant the funds transfer was delayed. SWIFT is the abbreviation of the Society for Worldwide Interbank Financial Telecommunication. The SWIFT Bank Identification Code is an internationally-recognized system of codes for identifying banks (see ISO 9362). The customer or client identification field, on the other hand, must be left blank.

CountryCityBank NameBranchSWIFT
France Paris Bank Melli Iran Bank Melli Iran MELIFRPPXXX
Oman Muscat Bank Melli Iran Bank Melli Iran MELIOMRXXXX
 
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