€™s their online search service that I wish to explain here. Convergence with BISAC The equivalent scheme in the North American book trade is the BISAC Subject Headings. BIC + IBAN international bank transfers are faster, more efficient, and low-cost as they are sent directly through the SWIFT interbank network without using intermediary banks (who deduct charges or fees for their service). The BIC is required to be included in all messages between the banks using the Swift network.

Country	City	Bank Name	Branch	SWIFT
United Kingdom	London	ABN Amro Hoare Govett Securities	ABN Amro Hoare Govett Securities	AAHOGB21XXX